All About Putting Your Kid on Your Auto Insurance Policy

When it comes time for your teenager to start driving, one of the first things you’ll want to do is make sure he is insured. Most teenagers are part-time drivers and go on their parent’s auto insurance policy. Read on to learn the answers to common questions and concerns parents having when taking this big step.

When do I add my teen to my insurance policy?

As soon as he gets his learner’s permit, you should call your insurance company and add him to your policy.  

Will adding my teen to my auto insurance policy increase my rates?

Yes.  However, it is typically cheaper to add a teen to an existing parent policy than getting his own auto insurance policy.  

How can I save money when I add my teen to my auto insurance policy?  

There are more ways to save money on your auto insurance policy. Some of these include:

• Insuring multiple vehicles with the same insurance company you may be able to get a discount.  
• Bundling home owner’s insurance and other insurance policies with the same company.  
• Driving safe, modest vehicles over sporty, expensive cars.  
• Increasing your deductible amount.  

To learn more about adding a teen driver to your auto insurance policy in Pismo Beach, CA, contact the expert insurance agents at Neff & Associates Insurance Services Inc. You may be eligible for discounts you didn’t even know about, especially if your driving situation has changed or you have reached a certain age. To reach Neff & Associates Insurance Services Inc serving Pismo Beach, CA, you can call us at 805-773-1710 and speak with one of our friendly agents.