Homeowner’s Insurance: Buy The Coverage You Really Need

Pismo Beach, CA has a lot to offer homeowners. There’s no only the 1200 foot Pismo Pier that offers breathtaking views of the ocean, but there are also plenty of other outdoor activities to participate in. The 93449 ZIP code offers some incredible homes and while they are priced higher than the average homes in the state, they are highly desirable on the market.

Buying homeowner’s insurance is something that has to be done. While you want to get a low cost policy, it’s important that you get the coverage you really need. Working with an insurance agent can help because you can look at some of the most common claims made on insurance within the area.

Your home in Pismo Beach needs to be protected against all of the most common issues. This includes:

– Fires

– Flood

– Theft

– Sinking foundation

– Personal injury claims

– Storm damage

Whatever it is, you want to be able to make a call and file a claim. This way, your homeowner’s insurance will cover the repairs instead of you having to pay for everything on your own.

You will want to look at how your porch is covered in various situations and whether your home is protected in the event of a sinking foundation. While you hope to never have to file a claim with the insurance company, you simply never know what can happen. It can be advantageous to spend a little more on your insurance policy each month to have peace of mind that you are covered against all potential problems.

Our insurance agents are knowledgeable about homeowners insurance in the Pismo Beach, CA 93449 area and can answer questions you have about insurance. Let us start getting quotes on a policy for you today.

Understanding the Importance of Storing Your Antique Car In the Garage

There's no doubt that you have probably spent a considerable amount of money on your antique car. It's because of this that you will want to take great care of it. To achieve this goal, it's imperative that you store it properly when you're not cruising around in it. Here's a quick look at a few tips for storing your classic car the right way in Pismo Beach, CA.

Perform regular maintenance

Before you put the car away, make sure to check all grease fittings, and on all hinges, including the hood latch, spray them with lithium (white) grease to prevent corrosion. It's also important to keep at least one window down to ensure the interior receives good air flow.

Don't drain all the gas

You might be tempted to run the car as low as you can on gas before storing it because this helps to prevent varnish buildup, but in doing this, you're likely to ruin the fuel pump. The best route you can take is to fill the collectible car up with gas and then add fuel stabilizer. Take the car for a 15-minute drive and then park it. This short drive will ensure that the stabilizer is mixed well with the fuel.

Keep critters out

If you leave the tailpipes wide open, there's a good chance that small critters can climb up in them. The best way to make sure that this doesn't happen is by stuffing the tailpipes with socks, but make sure you tie a red flag to them that hangs out of the pipes as a reminder to remove them once you take the car for a drive again.

If you would like more information on how to take care of your car, contact us and speak with one of our classic car insurance antique representatives who serves the 93449 area.